Loans
Agricultures
We are giving Kissan Credit Card (KCC) crop loans to the members of PACs up to Rs. 50,000.00 at 7.0% p.a., as per land extent and applicable scale of finance. Under this scheme the farmer can draw as per requirement and pay surplus amount in to the account in order to reduce the burden.
Individual Maximum Barrowing Power (I MBP)
Individual Maximum Borrowing Power (IMBP) of each member (PACS) Rs. 1,00,000/-
Long term Loans
| Investment credit |
Unit cost |
Period of repayment |
| Dairy |
26300/-
37400/- |
6 Years
6 Years |
| Sheep |
37600/- |
1+5 Years |
| Poultry |
276900/- |
1+7 Years |
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Minnor Irrigation:-
| SPS ( 7.5 HP) |
47000/- |
9 Years |
| Boreweell |
20600/- |
9 Years |
| Pipelines |
52000/- |
9 Years |
| Sericulture |
49000/-
71500/- |
1 + 6 Years |
| Mango |
38700/- |
6 + 6 Years |
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Gold Loans
Bank offers Gold loan facility by taking into pledge gold ornaments of concerned at all 25 Branches in all working days.
| Per gram |
Rs 1050/-/- |
Rs 2000/- |
| Rate Interest |
7% |
14% |
| Period |
Khariff Rabi |
12 Months |
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Depositor Loan
Secured overdrafts are provided to customer against security of their Fixed deposits of the bank
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| Deposits Interest Rates |
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| 1 |
Savings Deposits |
4.00% |
| 2 |
7 To 14 Days (One lakh & above) |
4.00% |
| 3 |
15 To 45 Days |
6.00% |
| 4 |
46 To 90 Days |
7.00% |
| 5 |
91 To 179 Days |
7.50% |
| 6 |
180 Days To 1 Year |
8.00% |
| 7 |
1 Year To 2 Year |
9.50% |
| 8 |
2 Year To 3 Year |
9.50% |
| 9 |
3 Years To 5 Years |
10.00% |
| 10 |
5 Years & Above |
9.00% |
(0.50% extra for one year and above deposits of senior citizens, PACS, Urban Banks and other Employees societies) |
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What's New? |
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Resources |
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